FACTS WHAT DOES MISSOULA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • transaction or loss history and credit history
  • employment information and assets
How? All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Missoula Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Missoula Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes- to offer our products and services to you.(such as the November skip-a-payment offer) YES YES
For joint marketing with other financial companies YES YES
For our affiliates' everyday business purposes- information about your transactions and experiences NO WE DON'T SHARE
For our affiliates' everyday business purposes- information about your creditworthiness NO WE DON'T SHARE
For affiliates to market to you NO WE DON'T SHARE
For nonaffiliates to market to you NO WE DON'T SHARE
To limit our sharing
  • Call 406-523-3300
  • Visit us online: https://www.missoulafcu.org/page.php?page=18#optout
  • Mail the form below
  • Please note:
    If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
    However, you can contact us at any time to limit our sharing.
    Questions? Call 406-523-3300 or go to www.missoulafcu.org
    What we do
    How does Missoula Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    How does Missoula Federal Credit Union collect my personal information? We collect your personal information, for example, when you
    • open an account or show your government-issued ID
    • apply for a loan or use your credit or debit card
    • make deposits or withdrawals from your account
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
    Why can't I limit sharing? Federal law gives us the right to limit only
    • Sharing for affiliates' everyday business purposes-information about your creditworthiness
    • Affiliates from using your information tomarket to you
    • Sharing for non affiliates to market to you
    State laws and individual companies may give you additional rights to limit sharing.
    What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
    Definitions
    Affiliates Companies related by common ownership or control.They can be financial and nonfinancial companies.
    • Missoula Federal Credit Union has no affiliates
    Non-affiliates Companies not related by common ownership or control.They can be financial and nonfinancial companies.
    • Nonaffiliates we share with can include insurance companies and financial services companies.
    Joint Marketing A formal agreement between nonaffiliates financial companies that together market financial products or services to you.
    • Our joint marketing partners include insurance companies and financial services companies.